- NZMCA working with Covi to reduce risk of accidents
NZMCA working with Covi to reduce risk of accidents
Key aspects of the strategy will include free driver training, particularly focussed on backing skills, and real time alerts on the NZMCA App to warn of impending weather bombs.
NZMCA CEO Bruce Lochore says the new approach – which will be funded by revenue the NZMCA earns from Covi – has been triggered by an increasing number of insurance claims that are about to be reflected in increased premiums.
“This is not something Covi is facing in isolation,” he says. “Over the past few years New Zealand has become a riskier place with more vehicles on the road and more frequent major weather events increasing the number of insurance claims.
“As a result, all insurers – and particularly motor vehicle insurers – have been affected. “Those are challenges we cannot control. But what we believe we can influence is the number of claims our members are making and the reasons for them.
“For example, the single biggest impact has been the proliferation of claims from members hitting static objects while driving – or usually backing – their motorhomes or caravans.
“Another key area of concern is the number of claims arising from weather events. Again some of those are beyond anyone’s control – and, of course, to some extent reflect the off-the-beaten track locations our members love to stay.
“However, we believe making better use of technology to send warnings to members when a significant storm is approaching will enable them to take common sense steps to lessen the risk of incurring damage – i.e. taking down awnings, assessing the risk from nearby trees or perhaps moving to a more protected parking spot.”
Mr Lochore says the NZMCA is committed to working closely with Covi to ensure that members continue to receive the best possible protection for their motorhomes and caravans at cost-effective rates.
“However we recognise that our members have a vital role to play in ensuring we minimise claims – especially in an environment when the cost of parts and labour for motorhome and caravan repairs have increased substantially and will continue to rise.
“Those pressures mean Covi now needs to implement increases in its premiums to ensure they continue to provide a level of cover that adequately protects our members’ motorhomes and caravans.
“We’ve worked closely with Covi General Manager Matt Spiller and his team to hold off that decision for as long as we can, but the spiralling number of claims has made it inevitable. Accidents are always going to happen, of course, but I’d encourage all members to get behind these new strategies to reduce the level of claims.”
More details of the driver training will be announced in the next issue of The Motor Caravanner.