There are several things to consider when choosing the right insurance cover for your RV
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What benefits are offered as part of your policy?
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Will you receive a fair settlement if you were to write off your vehicle?
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What additional extras are included? Will you be covered for a range of eventualities?
Cheaper insurance can often come with small print, misleading terms and conditions, and lower policy limits. This increases the risk of a shortfall when it comes to claim time. All policies differ and it makes sense to understand the quality of protection offered by your chosen insurer.
The NZMCA started an insurance scheme in 1958 so members could be assured their RV’s were adequately covered, this scheme is now called Covi NZMCA Insurance. Covi exists to provide members with the highest level of cover in the market and is trusted to operate in the best interests of NZMCA members.
What’s more, Covi continues to give back to the NZMCA each and every year. This money enables the NZMCA to provide numerous membership benefits such as NZMCA parks, the NZMCA travel directory and helping to fund the legal battles for members’ rights to freedom camp.
Covi are committed to protecting your vehicle and the future of the lifestyle for generations to come.
Key Benefits
Agreed value
Covi is the only specialist RV insurance provider to offer you genuine Agreed Value for five years based on your purchase price or a valuation.
Fixtures, fittings & awnings
You receive automatic cover for permanent fixtures and fittings including but not limited to furnishings, TVs, generators, radios and awnings.
RV-Specific Contents
$10,000 of RV-specific contents insurance is automatically included. If your RV is your permanent place of residence, Covi can also offer additional contents insurance.
Towing
Towing costs are covered up to $500 following a mechanical breakdown, less a $100 excess.
Glass
There is no excess on window glass claims for vehicles insured for less than $400,000. This includes your vehicle’s windscreens, windows,
sunroofs, headlights, taillights, indicator lights, mirror glass or any glass alternatives such as Perspex.
Keys & locks
If your vehicle keys are lost, stolen, or duplicated without permission, we will cover the cost of replacing the keys and locks, up to a maximum of $5,000.
Fuel protection
With a generous limit of $10,000, we’ll cover accidental loss to your vehicle if the emission control system is affected by fuel or fuel additives.
Roadside assist
Wings Roadside is an optional extra that provides you with peace of mind when you are adventuring around New Zealand, 24 hours a day, 365 days a year.
Awesome service from their local NZ team
Get claims assistance and help from their Auckland based team to ensure you're back on the road ASAP.
For more information speak to one of the friendly Covi team members on 0800 805 965 or visit www.covi.co.nz to find out more.